Money advice that doesn’t wait for perfect data.
AfterPenny looks at what you actually have — even when it’s weeks out of date — reconstructs where you probably are now, and tells you what’s coming.
For your household
AfterPenny
Budgets, forecasts, goals, allowances and purchase requests — for one person or a whole family.
For your organization
AfterPenny for Organizations
Program budgets, restricted-vs-unrestricted purpose tracking, member access control and a review queue — books your board can actually read.
It never moves your money.
AfterPenny is an advisor, not a bank. No transfers, no payments, no autopilot.
It tells you when it’s guessing.
When it had to infer to fill a gap, it says so — “based on your usual paychecks” — instead of presenting an estimate as a fact.
The warning is never behind a paywall.
Automatic bank sync is the paid part, because it’s what costs us money. The honest analysis is on every plan, free included.